Cosmetic surgeries are used nowadays to get the figure you always cherished. Not only women but even men are much conscious of their body and opt for cosmetic surgeries. But these surgeries are costly and not everyone can afford them by way of cash in entirety. Cosmetic surgeries not only include the surgery cost, they also contain the surgeon’s fee, the after care and side effects too. You may even have to be hospitalized for a few days. With such expenses, you may find it hard to procure your dream body. But it is not impossible. Money lending companies advertising on the internet offer cosmetic surgery loans too.
Loans Criteria & Application Process
There are certain criteria that these loans carry. You must at minimum have an average credit score if not an excellent one. Your credit score is also tested for any bankruptcies in the past six years. They also check if any of your financed property was repossessed due to non payment or deferred payments.
People are always hesitating for following criteria but there is little that can be done because the loan is very important to get because there is hardly any middle class household that can afford a cosmetic surgery because you cannot simply do without going under the knife, a testimony that Sunanda Chugh, a reputed surgeon found out to her cost but if you want to go for surgery in full flow, take care of the payments.
Once you submit your application for the loan, all the above criteria is checked against your current financial position and if the company feels that you can repay the cosmetic surgery loans, your application is approved. Depending upon the company, the money is either transferred to your local bank account or kept with the company which pays the bill as and when required.
Most of the companies which finance the cosmetic surgery loans have their own surgeons. You can use the companies’ surgeons to save the costs further. Generally surgeons from outside do not accept financing as these loans deduct a part of their fee. As with other surgeries, you can have side effects with cosmetic surgeries too. Keep them in mind while getting the estimate created for submission with the financial company.